This happened yesterday morning and then when blogging time rolled around in the evening I had forgot all about it (why I remembered tonight is a mystery.)
Donna was in the kitchen when a UPS truck pulled into our driveway. Sarcastically she said, “Go ahead Mr. UPS Truck, feel free to use our driveway to turn around.” Whenever they delivery stuff to us they just park in the street and traipse across the front lawn. She then said to me, “Go to the door he is brining something to us. Are we expecting anything?” As I headed to the door I replied, “Who knows?” At any given time there is a pretty good chance we expecting something and it turns out we are, just not what he had for us this morning.
As I opened the door he handed me a large envelope and promptly spun around back to his truck. As I walked back towards the kitchen Donna asked, “Well, what is it?” “An envelope and it is from CitiMortgage,” I answered. Our mortgage had changed hands to Citi several months back so we both wondered what this might be about, they were selling our note again, they decided to call in the note, we were late on a payment, what?
Well inside that UPS delivered envelope was a come-on to refinance our mortgage with them! They were offering 6.05 vs. our current 6.5%. As an incentive they were also offering $500 off our closing costs. They were promising about a hundred buck a month saving, before figuring in the closing costs remaining after they chipped in their portion. Thanks, but no thanks. Gotta give it to them, sure was impressive to have it UPS delivered.
Miata Top Transitions since 01/01/05: 85