That is the num­ber of days in the count­down wid­get until we get a new car and that equates to Sat­ur­day Novem­ber 26th. Accord­ing to a web arti­cle I just read (Five Tips That Can Save New Car Buy­ers a Bun­dle) that is pretty much the best time to buy a new car. Accord­ing to Tip #2 the weeks between Thanks­giv­ing and Christ­mas are the low­est for new car show­room traf­fic. And Tip #3 the best week to buy a car is past the 3rd week of the month. Sat­ur­day is the only neg­a­tive as that is the busiest day of the week at deal­er­ships. May have to add a cou­ple days to push it until Mon­day or Tues­day of the fol­low­ing week.

Right now the front run­ner in my book is the Gen­e­sis Coupe, but it has a cou­ple of neg­a­tives. As for the co-signer of the loan goes, it is the fact that it just might be too sporty. My con­cern is that the car has its very own active inter­net forum, GenCoupe.com. This means there are also sev­eral “tuner shops” with loads of neat gee-gaws to make your car your own. In just a few hours I have imag­in­ably spent sev­eral hun­dred dol­lars already. There are the OEM fog lights to be added to my base level car, $79. Replac­ing the stock Hyundai logos with spiffy winged ones from the Korean ver­sion of the car, $99. Rear win­dow spoiler, $225 and match­ing rear lip spoiler, $245.

We have still to drive the Accord Coupe and so far, with out dri­ving it, all we have for a neg­a­tive is Honda’s stu­pid Big Deal commercials.

Of course there are a cou­ple of wild­cards still out there, the Gen­e­sis coupe is do for a mild refresh and maybe they will perk up the inte­rior (it looks a lit­tle dated com­pared to the new Sonata and Elantra) and maybe they will do some­thing about the pinched look of the fron tend. Or maybe they will make it worse… The other is that maybe by this fall details of the next gen­er­a­tion Miata might be avail­able and we will be tempted to wait for it into 2012.

In our last install­ment we left our heroes with a dif­fi­cult choice, but as any­one who has suc­cess­fully nav­i­gated the tricky waters of mat­ri­mony knows, the key is com­pro­mise. Brian com­pro­mised by not going for the sports car and Donna com­pro­mised by not going for the small car.

At 5PM on Sat­ur­day after­noon I called Brad, the Honda sales­man, and asked what we needed to do to get the ball rolling on buy­ing an Accord Coupe. I told him that it turns out we didn’t really want a blue one after all, “We’d take one in red. Did they have an LX-S in that color?” He thought they did, but he needed to check. I said I’d call him back in a few min­utes. When he answered my call he said yes they did. I told him I’d be there in 15 min­utes to fill out a credit check appli­ca­tion. Our com­pro­mis­ing was fine, but what really drove the choice was we could get the car now, because Honda was offer­ing a .9% deal on 60 month loans.

I got to the deal­er­ship and Brad and I took a San Marino Red Coupe for a short test drive. When we got back we sat in a lit­tle open cube and talked money. I had done my online research by pric­ing the car on Honda’s web site. Then I headed to Edmond’s and got the invoice fig­ure and what they call a fair mar­ket value price, which for this car was about a grand less than invoice (which itself is $2,000 less than list.) I offered sev­eral hun­dred under the list, telling them I had X dol­lars for a down pay­ment and would finance the remain­der at their .9% result­ing in a monthly pay­ment of X dol­lars. That offer also had to include in it the $300 (capped) SC sales tax and any doc­u­ment fees asso­ci­at­ing with titling and reg­is­ter­ing the car. I felt this was fair because I knew that they would still be get­ting more than the invoice price of the car, which is not what they really pay for the car, plus they get to keep any man­u­fac­tur­ers hold back money. Brad takes my offer and dis­ap­pears to the other side of the sales floor to show the fig­ures to the Sales Man­ager Sam (I didn’t catch his name, but he looks a lit­tle like Sam Elliot with white hair and no mus­tache.) Brad comes back about 5 min­utes later (there’s that wait time again) with the famous 4 square box.

One of the squares says $27,000. This is what their sticker on the win­dow reads for the price of the car. They have added wheel locks, mud flaps, a Trunk Con­dom (a big rub­ber mat with sides that will catch a whole gal­lon of spilled milk) and my favorite, the $2500 First Class Fin­ish Pack­age. In the upper right is the fig­ure that really catches my eye, $448 for 60 months. I stand up and offer Brad my hand and say if that’s the best you can do, I’ll be going. He says, “Wait, I’ll see what I can do.”

Now the danc­ing com­mences in earnest. He is gone less than a minute, Sam would like to know where I got my fig­ures. I out­line for Brad what I did above for you and off he goes again. Brad returns in a skinny minute and says, “They’re work­ing on a bet­ter deal.” While we wait Brad fires up a browser and goes to the Honda web site and builds my Accord and sees where I got the list price from.

We are joined by player num­ber three, could be the finance man­ager or the assis­tant sales man­ager. Not only didn’t I pay atten­tion to his title, but I don’t catch the name either. I am too dis­tracted by the fact that he could pass for the John Candy char­ac­ter in the movie Splash and won­der­ing if it would be impo­lite to wipe my palm on my pants to dry off the sweat he left behind dur­ing the hand­shake. John Candy has a com­puter print­out that shows the list price (just what I said it was) and then their cost that they have in the car with the options and all. John points to a hand sketch of a scale marked in lit­tle incre­ments going from 2% to 9% and tells me that deal­ers need to make some­where in that profit range to stay in busi­ness. He asks if I felt they weren’t enti­tled to make a lit­tle money, so could I please add $5 more to my monthly pay­ment. I look at him like he is speak­ing Swahili and men­tion that he can go ahead and take off the wheel locks, mud flaps and remove the trunk tray as I don’t want them. But to show them I was a sport I offered him the $300 up front. John tells me that it would cost money to remove the mud flaps and wheel locks but they would remove the trunk tray. Nei­ther of us men­tion the $2500 First Class Fin­ish because I think they know I know that this is noth­ing more than an updated ver­sion of the 70’s and 80’s Rust Proof­ing Pure Dealer Profit Scam. To quote Cap­tain Jack Spar­row to Will Turner, I say to John Candy, “Do we have an accord?” (a nice play on words, if I don’t say so myself.)

I tell Brad my wife is going to have din­ner on the table in a few min­utes, I bet­ter get home and I’ll be back on Mon­day after work to final­ize the paper­work. They don’t want me to leave (maybe fig­ur­ing I regret that $300 and not come back) so Sam Elliot is back and says let’s fin­ish up the offer sheet and run your credit before you go, it’ll only take 10 min­utes. I tell Sam that I’ll do that, but I’ll be com­ing in on Mon­day with $50 less if the din­ner gets ruined and I have to take my wife out to eat. They don’t have a real fig­ure to work with because I’ve got them rush­ing, so I am asked to sign some­thing that says I will pur­chase this car if the fol­low­ing con­di­tions can be met, my new X dol­lars down and my X dol­lar a month pay­ment for 60 months. Every­body seems happy and I leave telling Brad I would see him at about 4:30 on Mon­day to pick up the car.

This is get­ting kind of long winded, so come back tomor­row night for the tale of today’s stop on the Brian & Donna Buy A New Car Tour.